In this page, we compile key resources for seasonal workers. Please scroll down to navigate them and also find short videos answering frequently asked questions on housing, pay, discrimination, taxes, and more.
How do taxes work in Canada?
The CRA (Canada Revenue Agency) is the government agency responsible for managing taxes in Canada.
There are many types of taxes in Canada:
– Sales Tax
– Property Tax
– Canada Pension Plan (CPP)
– Employment Insurance (EI)
– Income Tax
Sales tax varies by province and is charged by the government on anything you buy while in Canada.
CPP (Canada Pension Plan) is deducted based on how much you earn on each paycheck. If you earn less than $3,500 in the year, you don’t have to pay CPP and any deductions will be refunded when you file your taxes. If you earned between $3,500 and $71,300, you pay 5.95% on your earnings.
Employment Insurance (EI) is deducted from each paycheck at a rate of 1.64% of your salary.
Income tax depends on several factors such as: income, country of origin, whether you are part of the SAWP or another program, among others.
Example of taxes in British Columbia:
| Income | Federal Tax | BC Provincial tax | Total tax |
| Under $49,279 | 15% | 5.06% | 20.06% |
| Between $49,279 & $57,375 | 15% | 7.7% | 22.7% |
Workers in the SAWP program receive a full refund of income tax if they earned less than these amounts:
| CAN $10,000 | Barbados |
| CAN $5,000 | Jamaica |
| CAN $8,500 | Trinidad and Tobago |
The deadline to file taxes is April 30 each year. It is recommended to file every year to avoid issues and to accumulate pensionable years. If you didn’t file in previous years, you can still file up to 10 years back.
Documents needed to file taxes:
Documents you should request if someone files your taxes:
– Copy of the tax return sent to CRA
– Results of all tax returns (Notice of Assessment)
– T1 form (if you gave permission)
– TIS60 form (if a volunteer filed your taxes)
When will you receive your money?
Tax returns are mailed to the CRA, so the process takes a bit long. The deposit may take 2 to 4 months.
Subtitles
Thank you to BCGEU for their support in creating these videos!